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The below table represents the list of institutions covered under Raiffeisen Italy

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Scopes

  • Account Information 🔒
  • Payment Initiation 🔒

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Flow

Raiffeisen API supports both Redirect and Decoupled flow and the SCA method is decided by Institution based on the PSU-ID (mandatory input in request). Both the flows are described below
  1. TPP initiates account auth request with a valid PSU ID
  2. Depending on the PSU ID, the bank decides to use redirect / decoupled approach
  • Redirect -
    • Authorization URL will be returned to the user
    • Consent will be in AWAITING_AUTHORIZATION status
    • PSU can navigate to the URL and provide authorization
    • Upon successful completion of authorization, the user will be redirected back to Yapily and consent can be accessed through the consent endpoint
    • Consent will be moved to AUTHORIZED status
  • Decoupled -
    • Consent will be moved to AWAITING_DECOUPLED_AUTHORIZATION status and consent ID can be used to poll for further status changes (AWAITING_DECOUPLED_AUTHORIZATION to AUTHORIZED/FAILED/REVOKED) in case of accounts flow
    • Consent will be moved to AWAITING_DECOUPLED_AUTHORIZATION status in case of Payments flow, there is no consent associated with the payments(from an institution perspective)
    • The user gets the notification in their device to confirm the Authorization of access (This happens in parallel in moving status to AWAITING_DECOUPLED_AUTHORIZATION)
    • Consent endpoint can be used to access the latest status if it changes to AUTHORIZED, TPP can access account, balance, transactions and payment details

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Raiffeisen Italy - All Institutions

Precondition: To connect to Raiffeisen Italy institutions, whether you are accessing account information or initiating payments, your business must have the right permission to access the resource. You need a valid eiDAS certificates to connect to the environment.
  1. Upload your eiDAS certificates (QWAC and QSEAL) into Yapily’s certificate vault.
  2. Add institutions from the above list from the Live tab to your Yapily Console application.
  3. Add this institution into your app from the Live tab.
  4. Select your QSEAL and QWAC certificates from the relevant drop-down lists then click Save.
Please note there is no clientId/secret required for Raiffeisen Italy institutions.

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Support

If you require technical support with certificate management, please contact Support