Bulk Payments

Further reading on how to create bulk payments with Yapily.

Introduction

Yapily provides the ability to execute Bulk Payments and not Batch Payments through our payments API. Note the definition of a bulk payment below:

  • Bulk: A group of payments (e.g. in a file) to be paid to multiple creditor accounts from the same debtor account, on the same date, with the same currency and through the same payment scheme
  • Batch: A group of payments (e.g. in a file) to be paid to multiple creditor accounts from multiple debtor accounts. These may involved different payment execution dates, currencies and payment schemes.

Coverage

Support for bulk payments is currently only provided by business and corporate integrations in the UK. Currently, this is limited to the following banks in the UK:

  • Allied Irish Bank Business (ROI)
  • Barclays Business
  • Barclays Corporate
  • HSBC UK Business
  • Lloyds (Business)
  • Natwest Bank
  • Natwest Bankline
  • Royal Bank of Scotland
  • Royal Bank of Scotland Bankline
  • Santander UK Plc Business

Known Restrictions

Barclays

  • Only domestic payments are supported
  • Maximum 50 payments per request
  • Minimum 5 payments per request
  • Minimum total payments amount is £1.00
  • Maximum total payments amount is £999,999,999
  • A reference for every payment is required

Lloyds

  • Only domestic and scheduled payments are supported
  • Maximum 25 payments per request
  • Minimum total payments amount is £0.01 (1p)
  • Maximum total payments amount would be determined by the account limits on the specific accounts being used.
  • The property requestedExecutionDateTime is not supported for this bank
  • A reference for every payment is required
  • Only one Payer object should be specified in the bulk payment

Natwest

  • Only domestic and scheduled payments are supported
  • Maximum 15 payments per request
  • Each payment in the bulk must have the same payment type

RBS

  • Only domestic and scheduled payments are supported
  • Maximum 15 payments per request
  • Each payment in the bulk must have the same payment type
  • Bulk payments are only accepted where all the creditors are trusted beneficiaries

Santander

  • Only domestic and scheduled payments are supported
  • Maximum 1750 payments per request
  • For every payment in the bulk payment the same Payer object must be specified
  • Bulk payments are only accepted where all the creditors are trusted beneficiaries