Skip to main content
Yapily Data Plus is available as a BETA version.

Background

Yapily provides state-of-the-art categorisation to facilitate the enrichment of PSD2 transaction data. The aim is to enable clients to enhance products in lending, investing, affordability scoring, personal finance management and more.
  • A tool built with self-learning models
  • Understand financial data at scale, regardless of geography or language
  • Enables merchant enrichment, categorisation and a view on whether it is a recurring transaction
  • Understanding different types of income and spend

What is currently supported

Geographies

  • UK
  • EU

Account Types supported

  • Business
  • Consumer (Retail)
All clients have now been migrated to the structured category format: tier1 - tier2 - tier3. The original flat category list is deprecated. See the full category reference →

Enriched data points

Yapily’s categorisation product returns additional information for individual transactions, providing a more detailed summary of each transaction. Categorisation provides the following additional information for transactions:

How to enable categorisation

To access the categorisation endpoints, there are additional steps that need to be completed in advance.
  • A contractual agreement is in place to cover our Data Plus Categorisation product
  • The “categorisation” scope is enabled for your application (this can be requested via Support once the contract has been agreed)
  • Subscription to receive the Categorisation webhooks
The links to the Categorisation APIs can be found here → Data Plus APIs

Next steps