Registration Maintenance

Maintaining an up-to-date registration certificate is essential for ensuring that the registered institution is working and usable. The process involves regularly reviewing, updating, and renewing certificates when their expiry date approaches. This page provides detailed information on how to update your registration certificates, key steps to follow, and the potential impact to consents when updating a certificate or registration details.

To renew your PSD2 certificates, the process varies depending on whether you are renewing UK (OBSeal, OBWac) or EU (QSeal, QWac) certificates.

UK Certificates

• OBSeal, OBWac : These certificates can be generated through the Open Banking portal, provided your organisation is registered within the platform.

EU Certificates

• QSeal, QWac : These certificates must be purchased from a qualified and trusted QTSP (Qualified Trust Service Provider).

Getting Started

Prior to updating your certificates, we strongly recommend creating a test application within the Yapily Console. This allows you to thoroughly test the registration process for each banking group, minimising the risk of unforeseen impacts on your live application. Testing one institution per banking group is sufficient to ensure a smooth transition and prevent disruptions in your live environment.

Please refer to the registration update process and its impact on consents outlined on the side menu for each country, onceyou select a country, you'll be shown the update processes for the groups of that country.