Registration for direct UK customers
As a direct customer, you likely already have an AISP and/or PISP license with the FCA, from which point the following steps are required for you to connect to ASPSPs on the Yapily gateway.
Register with the OBIE Typically a one time process, the electronic certificates along with other details of your company need to be uploaded onto the OBIE directory and a Software Statement Assertion (SSA) is retrieved in confirmation. Once the SSA is obtained, it can be loaded into the Yapily Dashboard and used as the basis for registering with all other banks with the UK. While some clients may elect to do this themselves, Yapily is able to guide customers new to the process through this journey. It is important to get it right, as the details here will be displayed to your end users when the consent request is made by their bank.
Register with the ASPSP This process will need to be repeated for every bank you wish to connect to, and can take considerable time given the varying approaches taken by the banks. Don't worry, Yapily is here to help you!
Bank registrations fall into two broad categories; manual - where you need to create an account on the bank's developer portal and request access via their TPP service desk. Automated - commonly referred to as Direct Customer Registration (DCR), this is the process by which the bank provides API endpoints specifically for the registration process. Yapily has already automated the DCR process within the dashboard, and can also provide details on other banks that share the same registration approach. (i.e. register one, then register all others that share the common DCR approach at the same time.)