CBI Globe Gateway

Yapily's knowledge article about CBI Globe Gateway

The CBI Globe Gateway allows Italian institutions and other entities to expose their APIs in conformance with the PSD2 directive. Yapily has integrated with the CBI Globe Gateway to allow third parties to connect with Italian institutions.

Yapily is connected to following Italian institutions through CBI Globe:

  • Banca Nazionale del Lavoro S.p.A. (BNL)
  • Banco BPM S.p.A
  • Banco di Sardegna S.p.A.
  • Banca Monte dei Paschi Business
  • Banca Monte dei Paschi Personal
  • Hello Bank!
  • Intesa Sanpaolo S.p.A
  • Posta Italiane (BancoPosta)
  • Unione di Banche Italiane S.p.A. (UBI Banca)
  • Widiba

For each of these banks the consents have different restrictions that you should be aware of when requesting a user's financial data.

Authorisation

For banks listed in the CBI Globe Gateway there are other conditional properties that must be supplied in order when executing POST Create Account Authorisation to retrieve financial data. The only features that can be obtained from banks connected through the CBI Globe Gateway are:

  • ACCOUNT_WITHOUT_BALANCE

    • A Consent created for this feature can only be used once to obtain the account details from an account that the user has authorised.
    • The account balance will not be in the response.
  • ACCOUNTS_WITHOUT_BALANCE

    • A Consent created for this feature can only be used once to obtain the account details from all accounts that the user has authorised.
    • The account balances will not be in the response.
  • ACCOUNT_BALANCES and ACCOUNT_TRANSACTIONS

    • A Consent for either or both of these features is a long-lived Consent that can be used multiple times.
    • A Consent for either or both of these features can also be used to get transactions and/or balances from multiple accounts that the user has authorised.

Note: For each of these features, with the exception of ACCOUNTBALANCES and ACCOUNTTRANSACTIONS which can be requested for in a single authorisation, your users will need to individually authorise each of the features. This also means that the associated Consent will only contain a featureScope containing the one feature with the exception of ACCOUNTBALANCES and ACCOUNTTRANSACTIONS which can both be accessed using the same Consent. As a consequence, you should verify that the Consent has the right scope in order to access the feature you request as they are not interchangeable. To specify which type of Consent to request from the user, see the request fields below. The CBI Globe enforces the constraint that a TPP can not have more than 1 valid long-lived Consent at any time for a given PSU. As a Consent becomes valid only after a successful completion of the SCA, at that moment any other long-lived Consent will be replaced by the new one.