> ## Documentation Index
> Fetch the complete documentation index at: https://docs.yapily.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Yapily Docs

> Complete developer documentation for Yapily's Open Banking API. Build payment and data integrations with step-by-step guides, tutorials, and API references.

Yapily connects your application to 2000+ banks across the UK and Europe through a single integration. Accept payments, access financial data, enrich transactions, and verify account ownership, all through open banking.

<CardGroup cols={2}>
  <Card title="Accept Payments" icon="credit-card" href="/payments/overview">
    Initiate bank-to-bank payments directly from your customer's account. Single, scheduled, or recurring.
  </Card>

  <Card title="Access Financial Data" icon="database" href="/data/overview">
    Retrieve accounts, balances, and transactions with user consent.
  </Card>

  <Card title="Enrich Transactions" icon="sparkles" href="/data/data-plus/overview">
    Categorise and analyse transaction data with merchant detection and spending insights.
  </Card>

  <Card title="Verify Accounts" icon="shield-check" href="/data/validate/overview">
    Confirm account ownership and customer details instantly.
  </Card>

  <Card title="Set Up Recurring Payments" icon="repeat" href="/payments/vrps/introduction">
    Collect variable recurring payments without re-authorisation each time.
  </Card>
</CardGroup>

<Card title="New to open banking?" icon="graduation-cap" href="/concepts/open-banking-101">
  Learn how open banking works, key roles, and what it means for your integration.
</Card>

<Card title="Evaluating Yapily?" icon="list-check" href="/concepts/hosted-vs-api">
  Compare integration approaches, understand licensing, and explore country coverage.
</Card>

<Card title="Ready to build?" icon="play" href="/getting-started/overview">
  Choose your integration path, set up your environment, and follow step-by-step tutorials.
</Card>