> ## Documentation Index
> Fetch the complete documentation index at: https://docs.yapily.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Skandia

## Links

[Skandia Developer Portal](https://developer.skandia.se/open-banking/core-bank/)

## Scopes

* Account Information 🔒
* Payment Initiation 🔒

## Supported ASPSPs

| ASPSP           | Link                                                                     | Supported | Institution ID    |
| --------------- | ------------------------------------------------------------------------ | --------- | ----------------- |
| Skandia         | [https://www.skandia.se/openbanking](https://www.skandia.se/openbanking) | Yes       | `skandia`         |
| Skandia Sandbox | [https://www.skandia.se/openbanking](https://www.skandia.se/openbanking) | Yes       | `skandia-sandbox` |

## Registration Process

Sandia Bank doesn't support a dynamic registration process, we need to manually register using their developer portal by providing certificates, redirect URLs and subscribe to their APIs. There is a manual step required by the institution to approve the subscription to access the API. Once clientId and secret is obtained please follow steps in Onboarding ASPSP's to Yapily application , Below are the steps detailed in institution developer portal for registration

1. Get an approval from a local NCA (Finansinspektionen in Sweden) as an AISP or PISP. If you are a bank you already have an approval.

2. Obtain a production eIDAS-certificate from a QTSP. QWAC is required. a. Note 1: you cannot use a CA root certificate b. Note 2: you cannot use a test certificate

3. Register in our portal and create apps and subscriptions. You will need the public key of your production eIDAS QWAC certificate in this process.

4. When you add a subscription to an app there will be a manual step for us to grant your app access. You will receive an e-mail when your app is granted access. 5. You can access the APIs (AIS and/or PIS) your certificate allows you to invoke

## Accounts and Payments Supported

### Skandia follows pre-auth flow for PIS requests and normal auth flow for AIS requests

### Accounts

* accounts
* balance
* transactions

### Payments

* Domestic Credit Payments
* Periodic Domestic Credit Payments
* International Payments

## Onboarding ASPSP's to Yapily Application

### **LIVE & SANDBOX:**

**Precondition**: To connect to Live and Sandbox Skandia supported ASPSP, whether you are accessing account information or initiating payments, your business must have the right permission to access the resource. You need valid eiDAS certificates to connect

1. Upload the certificates & keys (transport, signing) from Open Banking into Yapily's [certificate vault](https://console.yapily.com/certificates)

2. Add one of the institutions from the above list into your dashboard [app](https://console.yapily.com/applications) and configure the institution by adding `Signing Key ID` from Open Banking & selecting the `certificates` from the drop-down. Then *press next*

3. `Click to register` to auto-register to the bank via Yapily and auto-populate the key & secret; *press save*

## Support

If you require technical support with certificate management, please contact [Support](/resources/support).