> ## Documentation Index
> Fetch the complete documentation index at: https://docs.yapily.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Start Here

> Discover Yapily's Open Banking products, compare integration approaches, check institution coverage by country, and find tutorials to start building.

Yapily offers two integration paths. Start with Hosted Pages for the fastest setup, or use the Direct API for full control. If you are new to open banking, read [Core Concepts](/concepts/open-banking-101) first.

## Choose your integration approach

### Fastest way to go live: Hosted Pages

Hosted Pages is a pre-built web flow that handles bank selection, consent, and authorisation for you. For payments, Hosted runs the entire flow end to end. For data, it handles consent and authorisation, then returns a consent token you use with the API to retrieve accounts and transactions.

You generate a URL, redirect your user, and Hosted takes care of SCA, bank redirects, and error handling.

**Key benefits:**

* No frontend engineering required for consent and authorisation flows
* Handles Strong Customer Authentication (SCA) and bank redirects automatically
* Customisable branding (logo and colours)
* Supports both payment and data consent use cases

### For full control: Direct API

The Direct API gives you full control over the payment or data flow. Choose this when you need payment types Hosted does not yet support (bulk, scheduled, periodic, international), when you operate in countries Hosted does not cover, or when you need a fully custom UI.

<Tip>
  Not sure which to choose? Most customers start with Hosted Pages and add Direct API integrations for specific use cases later. Read the full [Hosted vs API decision guide](/concepts/hosted-vs-api).
</Tip>

## Before you start

<Info>
  Make sure you have the basics covered before you begin:

  * **New to open banking?** Read [Open Banking 101](/concepts/open-banking-101) for background on how open banking works.
  * **Licensing and registration:** Check that your [licensing path and bank registrations](/concepts/licensing-and-registration) are in place.
  * **API credentials:** Follow [Get Started](/getting-started/get-started) to set up your application and get sandbox access.
</Info>

## Country coverage

Yapily supports 2000+ institutions across the UK and 20+ European countries including Germany, France, the Netherlands, Italy, Spain, the Nordics, and more. Coverage varies by product and payment type.

For Hosted Pages availability, see the [Hosted Pages documentation](/tools-and-services/hosted-pages/overview). For a full list of supported institutions, see [Institutions](/api-reference/institutions/get-institutions).

<Info>
  Need coverage details for a specific country or institution? [Contact our team](/resources/support) for the latest availability.
</Info>

## Ready to build?

<CardGroup cols={2}>
  <Card title="Set Up Your Environment" icon="gear" href="/getting-started/get-started">
    Get your API credentials and configure your application.
  </Card>

  <Card title="Try Hosted Pages (Payments)" icon="credit-card" href="/tools-and-services/hosted-pages/payment-tutorial-hosted-pages">
    Make a payment using Yapily's pre-built UI.
  </Card>

  <Card title="Try Hosted Pages (Data)" icon="file-lines" href="/tools-and-services/hosted-pages/payment-tutorial-hosted-data">
    Access account data using Yapily's pre-built consent flow.
  </Card>

  <Card title="Make a Payment via API" icon="code" href="/payments/tutorial-single-payment">
    Step-by-step tutorial for a direct API payment.
  </Card>

  <Card title="Access Account Data via API" icon="database" href="/data/tutorial-account-and-trans-data">
    Retrieve accounts and transactions with the API.
  </Card>
</CardGroup>

## Already integrating?

Quick links for developers already building with Yapily:

* [Error Handling](/resources/errors)
* [Webhooks](/tools-and-services/webhooks/introduction)
* [Payment Status Monitoring](/payments/payment-resources/payment-status)
* [Consent Management](/concepts/consent-lifecycle)
* [Sandbox and Testing](/resources/sandbox/overview)
* [API Reference](/api-reference/introduction)
* [Changelog](/resources/changelog)
* [Support](/resources/support)